Independent Consultancy for Your Entrepreneurial Finance Management
The enhancement of the company rating counts among the key tasks of modern finance management. Decisive is not just your access to loan facilities but also the funding strategy associated with it.
BF.direkt will support you both in the realisation of entrepreneurial funding projects and in the optimisation of your rating-relevant bank communications (creditor relation management) within a dynamic funding environment for small and medium sized enterprises. We will ensure a transparent processing of information and documentation and will coach you through the rollover of loans coming up for renewal. In the banking sector, we will support the lender side in the monitoring of loan-relevant financial ratios and the control of covenants throughout the duration of the loan.
Ramifications of Basel III
- Credit institutions are raising the requirements for loan commitments due to increasing debt-to-equity ratios restrictions
- The rating requirements for clients are getting more restrictive
- The increased requirements of financial institutions are not met by potential or existing borrowers (negative selection)
- The significance of and compliance with, financial covenants is intensifying during the loan term.